Monthly Archives: September 2016

From now until November, the one topic on everyone’s mind nationwide is the impending presidential election. This election in particular remains extremely divisive, with seemingly unprecedented amounts of animosity and rhetoric being bandied about on both sides of the aisles. But … Continue reading

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Home Builder Sentiment Keeps Rising, Hits Multi-Year High

Based on home-builder sentiment reported by the National Association of Home Builders (NAHB), new-home starts and new-home sales should end the year with a bang.   The NAHB’s home builder sentiment index surged six points to a 65 reading for … Continue reading

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How to Emerge Victorious from a Home Bidding War

  With limited housing supply in many highly sought-after areas, bidding wars between buyers have started springing up. For home sellers, this can be a good thing, driving the price of a house up significantly. However, it can also bust buyers’ budgets, … Continue reading

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Is Perception or Reality Moving Markets?

Today we ask; is the Fed really set to raise the range on the federal funds rate – the base rate for most market rates – soon?   The more we scope the landscape, the less convinced we are that … Continue reading

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Is Social Media Influencing Homebuying?

  Social media has become a part of our lives in a way that touches nearly everything. So it shouldn’t come as a surprise that the way we interact with each other on social media platforms like Facebook is having … Continue reading

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The 4.8% Unemployment Rate Sounds Great On Paper, but Participation Remains an Issue

 It appears that rates will be staying put for a while. The 4.9% unemployment rate is more impressive on paper than in reality. This is because the workforce participation rate remains an issue, particularly for men in their prime working … Continue reading

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Balancing Your Expenses: What a Debt-To-Income Ratio Means for a Mortgage

  One important consideration that a lender takes into account when deciding whether to approve a borrower for a mortgage or a mortgage refinance is their debt-to-income ratio. This small ratio, buried among all the other percentages and numbers in an application, is … Continue reading

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