Monthly Archives: August 2016

Buyer or Seller: Who Pays Closing Costs?

The time has come: You’ve found the home of your dreams, you’ve completed the negotiations with the seller, been approved for your loan and are ready to sign the papers closing your loan. Now comes a big question, and a … Continue reading

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New Home Sales Soar in South, Northeast

  After dipping in June, new-home sales took flight in July. Sales were up a whopping 12.4% to 654,000 units on an annualized rate. Strength was concentrated in two regions – the South and the Northeast. As for the former, … Continue reading

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The 4 Most Important Mortgage Documents

Regulatory changes to the mortgage process have made it so many new buyers are now working off new and unfamiliar documents. Here is a guide to the most important documents you will encounter and sign on the way to closing … Continue reading

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The Timeless Debate of Renting vs Owning: Which is Cheaper?

The conventional wisdom is that, in today’s market, owning a home is less expensive than renting in many cities nationwide. It almost seems counterintuitive.¬†How can the costs of owning and maintaining an entire home be less than renting an apartment? … Continue reading

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How to Get a Home Improvement Loan with a Low Credit Score

Home improvement loans can help bump up the value of your property in a more meaningful way than a simple coat of paint can provide. While many rely on credit cards, savings or gifts from friends and family to pay for a … Continue reading

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An Easy Start to Housing for August/Homeownership and Wage Rates Over the Decades

  We mentioned that with the Brexit vote fading into a distant memory and the lack of any important news pending domestically or internationally, financial markets would likely go on hiatus. We even predicted that lending rates we saw last … Continue reading

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How Home Equity and Retirement Work Hand-in-Hand

  One of the best things about owning your own home is that, simply by buying it, you are investing in your future. Unlike renting, every time you make a payment on your mortgage, you are building more equity and … Continue reading

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